I want to wire the circuit shown in the attached image in my garage. I want to have two circuits, and they need to be GFCI protected due to being in the garage. I've read through a number of posts regarding MWBC and GFCI, and it seems like the best solution is to use a 2-pole GFCI breaker in the panel. However, I'm wondering if I can wire it using two separate neutral wires on the load terminals of the GFCIs in order to save the $$$ on the expensive breaker. (I already have two normal breakers that I can tie together).
In the image below, I have a 14/3 cable from the panel to my garage, with the one neutral from the panel splitting and feeding the line terminals of both GFCIs. Then, I have an additional white wire coming off the load of one GFCI to supply neutral for the outlets on that circuit. In addition, each circuit branches off in two directions from the GFCIs.