RCBOs/RCCDs are not sufficient for human safety protection, and that was never their purpose.
If you look, they have a 30mA threshold. This is a threshold the Americans call GFPE, or "Ground Fault Protection of Equipment". Its purpose is to detect hot-ground or neutral-ground arcing faults which might make excessive heat and start a fire. For this detection to work, Protective Earth (ground) must be wired.
The 30mA threshold is not useless for human safety protection, clearly stopping shocks at 30mA is an improvement on not stopping them at all. However if you want to make a good showing of human-safety protection, you really need to be at a 5mA threshold, which is exactly what North America does on GFCI protection, required in bathrooms, kitchens and other high-shock-risk locations. Note that America applies this locally, on a "per branch circuit" basis, or even on a "per receptacle" basis.
"But my whole house has ONE device. Can't we just turn a knob and sharpen that to 5mA detection?" You could. The problem is, normal wiring in the house has a tiny amount of leakage of its own. And when you get a whole house, that leakage can exceed 5mA from time to time. This will cause "nuisance trips" often enough to render the electric service practically useless.
Protective Earth is very helpful for RCD, GFPE and GFCI to detect faults early before a shock event ever happens.
If you are boxed into a choice between RCD or earthing, RCD will result in somewhat more human safety, but they really do work better together.
It's also notable that equipment spike and ESD protection depends on proper earthing to work properly.