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Load bearing capacity of typical second floor in typical house

I am going to upgrade my home safe. The safe will be on the second floor, which is the top floor. The safes I am looking at weigh 350 to 500 pounds. I could probably get by with a 300 to 350 pound safe. I mentioned this to a contractor who is doing non-structural work on my house, and he said the floor would buckle. He advised 150 pounds, max. The current safe is less than 100 pounds.

This seems odd to me, because people who weigh 300 pounds, of whom there are many, are not cautioned to avoid their second floors or to spread their feet wide apart.

This contractor has done excellent work for me on painting, carpentry, tiling, and repair of non-load bearing structure. I am not sure how seriously to take his warning.

Any other advice on installing the safe? The seller will get it upstairs and into position.

The reason I want a heavy safe: If I have home health care (hope never), I want a safe that is definitely health-aide and house-keeper proof.

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