I have a two story home with a one story garage attached. The garage has a flat roof. I can access the roof through a door in my upstairs bedroom. At one time the garage roof had a fence around the perimeter. It was secured improperly to the roof and caused water damage inside the garage and another room. The fence was removed and the roof repaired. The door access is considered a safety issue (for a mortgage refinance) and must be removed or made inaccessible. I don't have the funds to put up a fence.