My furnace calls for a 20x25x5 inch replaceable filter. I want to buy a permanent/reusable filter but can only find a 20x25x1 inch size.
Is that ok to use?
The correct person to ask is the person who designed and installed your system.
Generally, for the same level of filtration, a one inch filter will create substantially higher static pressure levels than a five inch filters.
This means that a one inch filter will either have to be a type that does a much worse job of filtering, or it will risk causing issues such as AC icing, overheating, or blower motor failure. To know if this will actually be an issue with your system will require measuring the current static pressure and knowing the design limits of the system. We don't have that information.
I strongly suggest using the filter that the system is designed for. Trying to hack something else here is false economy.
Can I use
sure, but
while the other answer was generalized, the specific reasons are this