The easy part
A Great Big Switch is simplicity itself. You need any Siemens subpanel of 12 spaces or more, and the ECSBPK01 interlock ($25) and two 2-pole breakers. A 60A from your main panel and a whatever-A from your off-grid source.
You leave 2 rows empty for style points, then below that you fit the breakers for the circuits you wish to be capable of functioning on alternate power. You can have 36 of those (32 if you want to keep those style points) and if that isn't enough, feed a sub-sub-panel.
Throw the 2 top breakers to the right, you're on utility. Throw the 2 top breakers to the left, you're on ???.
Part 1: The above.
Part 2: ???
Part 3: Profit
Trying it batteryless
Can we do this thing totally batteryless? I seriously doubt it. Here's why. Your freezer starts up, and for a few milliseconds it's going to pull LRA of about, say, 3000 watts. And it expects this in AC power, and so you have an inverter behind an MPPT controller. The inverter goes "OK, that's 25A, hey solar system, I need 125A" and the solar system goes "Unable".
Voltage plunges toward zero, which means inverter output voltage plunges toward zero, and the freezer sits there at LRA unable to start. And this continues indefinitely until ??? some safety system in the inverter kicks in and shuts off the inverter.
Why didn't this work? You have 5000W of solar panel. Yes, if it's aimed directly square on to the sun. At the angle it's at, at the angle of the sun, 3000 is the best you could do, but it's also cloudy. In fact your panel has been passing in and out of clouds all day, bouncing practical output between 500 and 3000.
So you need at least an ultra-capacitor to get loads started, and really it should be enough of a battery so the freezer can run a normal cycle without emptying the ultracaps in 5 seconds because a cloud rolled over. These are not good failure modes for either the inverter or the freezer.
Obviously what you are afraid of is a $5000 battery bill, and then, the recurring $5000 battery bill if PV batteries are anything like car batteries. Some are, some aren't.
But the size of the battery is variable. It's all about sizing, really. You need the battery to carry you through the stuff you don't expect - like clouds. So it can be quite a small battery pack, as small as $100 on the low side.
If you don't want to gird up for full fridge + lights + Roku + router + TV for 3 days straight with little usable sun, you don't have to.
If you ever change your mind you can always add battery capacity.
Don't overestimate your solar panel's capacity
You may imagine solar is a steady-state source, but that's not really true. See if you can get a second-by-second readout of someone's solar system. They're all over the map on days with any clouds at all. Again, batteries make that moot for in-and-out-of-clouds days.
But don't overestimate their generating ability during deep clouds. Storm clouds can be quite dark - yesterday I was working by daylight and suddenly it simply became too dark to work - a big storm rolled through. And of course snow obscures the panel totally. (except Solyndra which had a very slick answer to that, but nobody cared.) You could wake up and find the panel covered in ice from an ice storm that also knocked out your power. (It's too cold; the ice doesn't chisel off without risk of panel damage).
So I think you are laying an assumption that solar power will always be ample during a power outage. I'm not sure of that at all, but I'm from the rust belt - power outages usually happened in winter storms, where you would not have the solarization to make a panel very productive, first because of clouds/snow/ice, and second because it's winter in the first place.
You can also top up battery capacity with a generator if you have long sunless runs.