I am currently finishing my basement and wondering if I need to insulate my basement. I have already framed all the walls. I have a below grade basement and the temp is pretty consistent. Local code does not require insulation or vapor barrier. My plan was to run my electrical and throw up the drywall. I do not plan on drywalling the ceiling, I plan on keeping it exposed. Is it worth the time and money to insulate? I have read several articles on whether to insulate or not and they all contradict one another.