You've told us almost nothing about your house, and it's possible you wouldn't even know how to tell us what he is seeing.
On the one hand, there are certain reasons why such breakers can be a very good idea. One thought that pops into my head is aluminum small-branch-circuit wiring, which was supposedly used on into the 1980s. On the other hand, there are lots of experts who are all too happy to spend other people's money. A house with all AFCI and liberally splashed GFCI is certainly safer than a house without, but you have to balance that against the not inconsiderable costs of a panel full of them at $40 (AFCI) and $50 (both).
AFCI/GFCI is not available for "double-stuff" breakers (2 breakers 1 space), commonly used when a panel is over-full. The panel would need to be enlarged or external devices used.
AFCI protects against arcing, which starts house fires. It literally listens for that buzz-crunch sound you hear when hooking up speakers or headphones.
GFCI protects against ground faults, which usually shock humans but occasionally start fires. They monitor for current going some direction it should not, i.e. Through a person. GFCI compares the current on the hot and neutral wire; they should be equal.
Both of these protective systems can be sensitive to existing bad wiring. For instance, some houses have sloppy installation where neutrals are cross-wired between two circuits. This will cause current to be unequal on each circuit's hot and neutral, which will trip a GFCI. The real reason AFCI is now mandated in new construction is a lazy wiring technique called a backstab. These are notorious for failing "open" for no reason, or even arcing and melting the receptacle. These types of problems must be hunted down and fixed, or the breaker will simply trip and refuse to reset.
As such, this is a much bigger undertaking than merely slapping in two rows of AFCI/GFCI breakers and declaring victory.
Further, certain circuits should not be protected because you would create a race condition between two competing safety devices. A refrigerator's one job is to keep your food safe, and if grounded it does not benefit from GFCI protection. You don't want a useless GFCI trip spoiling your food. Similarly, you don't want to "protect" smoke detectors, fire pumps, radon removal systems, etc.
AFCI priorities
Historically, AFCI was recommended for bedrooms, because of one thing: Electric blankets. However, it was discovered how well they work on backstabs. So, to save Romex flingers $1 per circuit by using backstabs instead of screws, we must all spend $40 on AFCI breakers. golfclap
So here's my idea of an AFCI priority list.
- bedrooms with electric blankets in use
- Aluminum wiring
- knob and tube wiring
- any old, distrusted wiring (old means 1955, not 1995)
- backstab circuits
- circuits exposed to damage in accessed spaces in attics, basements, garages etc.
- circuits outside in firestorm areas
circuits frequented by power strips, extension cords, or anything bought off the Alibaba/Aliexpress/eBay/Amazon sh*tstream
general circuits that run inside the house
NOT circuits in metal conduit
- NEVER fridge freezer other safety devices on dedicated circuits
GFCI priorities
This is all about life safety.
- Dockside on a lake, pond or river, OMG
- Dockside
- Dockside
- did I mention, dockside
- Hot tubs, pools, anything like that
- Kitchens
- Bathrooms
- Anywhere you'd plug in an electric lawnmower
- Everything on the first floor of a building that is expected to be flooded every 100 years, think Houston. It goes without saying the service panels would be on the 2nd floor.
- anywhere within 6' of a sink
- The usual NEC hit parade of garage, laundry room, basement
- Everywhere else
- NOT large metal-chassis appliances that are grounded whose cords and plugs are rarely disturbed
- NEVER fridge freezer other safety devices on dedicated circuits