I understand that it doesn't need a diverter valve... But I was thinking, couldn't the system be more efficient with one?
For example, the central heating could run at a low temperature (35°-40°) and when the hot water cylinder calls for heat it can go to the necessary 65°-75°.
Why isn't a combi boiler system used that uses the hot water temperature setting for the hot water cylinder and the central heating temperature for the central heating?