This is the year we planned to replace our roof. When we bought the house five years ago, the home inspector told us that it was coming up on being due, so it was the next big thing on our list after taking care of a few other important elements over the last few years. We had a couple of big windstorms a few months ago, and lost a couple of shingles which I replaced, but I didn't think any more about it (that just happens, right?).
A roofing company representative knocked on the door the other day and volunteered to check the roof for us. They found a bunch of damage from the windstorms that had escaped my amateur eye. With our authorisation, they filed an insurance claim on our behalf. The insurance adjuster was here today, and he indicated that the claim would be paid. I now have a figure from the insurance company, and am wondering how to proceed.
We have signed documents agreeing that the roofing company that filed the claim on our behalf gets to do the job. I have no qualms with that --- we were going to pay for the whole job ourselves, so we're very happy to only pay a deductible, and we wouldn't be in this situation without them. But, now that I have a figure, is the roofing company going to play games with me? Are they going to charge more than what insurance is going to pay out, leaving me more out of pocket than might otherwise be? How do I proceed in negotiating with the roofing company?
(Sorry if this is not relevant to this StackExchange: it's related to home improvement, but not DIY. Happy to take it somewhere else if mods suggest.)