Added a photo of the inside of the meter box
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kr4sh2
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UPDATE: photo of the inside of the meter box up at the street (shows the neutral being bonded to ground -- note that my main panel is set up as a main panel (not a subpanel). The main panel has my cold water bond connected to the ground lug, which is bonded to the neutral. I think there may be an exception to allow two ground to neutral bonds since the meter box exclusively feeds the main panel, and the whole system in my house originates from the main panel.

Meter box at the street

UPDATE: photo of the inside of the meter box up at the street (shows the neutral being bonded to ground -- note that my main panel is set up as a main panel (not a subpanel). The main panel has my cold water bond connected to the ground lug, which is bonded to the neutral. I think there may be an exception to allow two ground to neutral bonds since the meter box exclusively feeds the main panel, and the whole system in my house originates from the main panel.

Meter box at the street

update after having an electrician come look
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kr4sh2
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UPDATE 12/30/2021:

I had an electrician come out and take a look. He thinks everything is ok, but I'm still not totally sure. My meter that is up at the street (~300 feet from my house) has ground rods, identified by a ground wire going into the ground by the meter. From there, 3 wires are run under ground to my main panel in the house (2 hots and a neutral). My house does not have separate ground rods. The main panel is bonded to my water main and that is bonded to the incoming neutral. All this passed inspection before I bought the house so it is probably ok, but I suspect the fact that two wires are doubled up on the large grounding lug on the panel are probably not ok (1 wire is my water bond, the other bonds the main panel to my generator panel). I want to add ground rods regardless because I need them for the antenna I want to put up. Not sure where that should connect. I'm hesitant to connect that to my ground/neutral bus because if the green screw that bonds ground to neutral were ever removed that might be bad. Wondering if my panel needs a ground bus that connects to the main grounding lug.

UPDATE 12/30/2021:

I had an electrician come out and take a look. He thinks everything is ok, but I'm still not totally sure. My meter that is up at the street (~300 feet from my house) has ground rods, identified by a ground wire going into the ground by the meter. From there, 3 wires are run under ground to my main panel in the house (2 hots and a neutral). My house does not have separate ground rods. The main panel is bonded to my water main and that is bonded to the incoming neutral. All this passed inspection before I bought the house so it is probably ok, but I suspect the fact that two wires are doubled up on the large grounding lug on the panel are probably not ok (1 wire is my water bond, the other bonds the main panel to my generator panel). I want to add ground rods regardless because I need them for the antenna I want to put up. Not sure where that should connect. I'm hesitant to connect that to my ground/neutral bus because if the green screw that bonds ground to neutral were ever removed that might be bad. Wondering if my panel needs a ground bus that connects to the main grounding lug.

Added more detail about the inside of my electric panels + photos
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kr4sh2
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EDIT:

I took the covers off my panels. My setup is a little more complicated than most because we have a generator with an automatic transfer switch. The electric service enters the generator panel. The generator panel feeds the main panel.

I am reasonably certain that I don't have a ufer ground. In the main panel there are two grounding wires:

  1. One coming from the generator panel
  2. One exiting the main panel and attaching to my water main

Inside the generator panel:

  1. I can see the ground that connects the generator to the main panel
  2. There is another ground that exits the generator panel through conduit that goes to a shutoff switch box on the OUTSIDE of my house.

Inside the outside switch box:

  1. The ground from the generator panel is connected with a nut to another ground.
  2. The connected ground goes into my generator via a conduit.

I can't see any visible indication around the generator that there is a wire exiting it into a ground rod. The only possibility would be if there is something penetrating the concrete slab the generator sits on.

It looks like it would be fairly simple to add a ground rod and either tie it into the ground that is in the outside switch box, OR do that + have it be a continuous wire that routes into the house and connects to the generator panel and main panel.

I'm going to call an electrician. It really seems like my house isn't properly grounded, but also looks pretty simple to fix. Any further advice is greatly appreciated!

Some additional pictures of the grounding:

Main panel ground from generator panel + water main ground: Main panel ground from generator panel + water main ground

Main panel ground from generator panel + water main ground exiting the panel: Main panel ground from generator panel + water main ground exiting the panel

Generator panel ground exiting the house via conduit at the top: Generator panel ground exiting the house via conduit at the top

Generator panel to main panel ground + generator panel ground to outside conduit: Generator panel to main panel ground + generator panel ground to outside conduit

Generator disconnect switch on outside of house. This connects the generator panel ground to a ground that goes into the generator box. Generator disconnect switch on outside of house

EDIT:

I took the covers off my panels. My setup is a little more complicated than most because we have a generator with an automatic transfer switch. The electric service enters the generator panel. The generator panel feeds the main panel.

I am reasonably certain that I don't have a ufer ground. In the main panel there are two grounding wires:

  1. One coming from the generator panel
  2. One exiting the main panel and attaching to my water main

Inside the generator panel:

  1. I can see the ground that connects the generator to the main panel
  2. There is another ground that exits the generator panel through conduit that goes to a shutoff switch box on the OUTSIDE of my house.

Inside the outside switch box:

  1. The ground from the generator panel is connected with a nut to another ground.
  2. The connected ground goes into my generator via a conduit.

I can't see any visible indication around the generator that there is a wire exiting it into a ground rod. The only possibility would be if there is something penetrating the concrete slab the generator sits on.

It looks like it would be fairly simple to add a ground rod and either tie it into the ground that is in the outside switch box, OR do that + have it be a continuous wire that routes into the house and connects to the generator panel and main panel.

I'm going to call an electrician. It really seems like my house isn't properly grounded, but also looks pretty simple to fix. Any further advice is greatly appreciated!

Some additional pictures of the grounding:

Main panel ground from generator panel + water main ground: Main panel ground from generator panel + water main ground

Main panel ground from generator panel + water main ground exiting the panel: Main panel ground from generator panel + water main ground exiting the panel

Generator panel ground exiting the house via conduit at the top: Generator panel ground exiting the house via conduit at the top

Generator panel to main panel ground + generator panel ground to outside conduit: Generator panel to main panel ground + generator panel ground to outside conduit

Generator disconnect switch on outside of house. This connects the generator panel ground to a ground that goes into the generator box. Generator disconnect switch on outside of house

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kr4sh2
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