There are no “philosophies” in CodeCode is data-driven
Another aspect often overlooked is how NEC 110.2 (must use approved devices, i.e. UL) and 110.3(B) (must install the device according to its instructions) intersect with UL’s listing standards. UL approves the instructions as part of the product’s listing, hence 110.3(B), and those instructions are the scope of the design review and testing. When you misuse a device off-label, you’re in uncharted territory. No one can vouch for the safety of that device.
By the way, the cheap Chinese switch you linked violates NEC 110.2 right out of the box, since it does not meet the basic standard of “Approved” — it lacks a UL listing, or any competent NRTL competitor like ETL or CSA. It is illegal for stores to sell such a thing at retail; Amazon exploits loopholes in our consumer protection laws to sell it. Send it back as defective.
Amazon denies responsibility because they say they’re only a “platform” connecting independent sellers to buyers, and the sellers also use Amazon’s billing, warehousing and shipping system.
Our best advice is to never buy AC mains equipment on Amazon. It’s either unlisted junk, or wildly overpriced because of the realities of how Prime shipping is paid for, and the fact that most electrical gear is both low value and quite heavy. Just work with your local electrical supply or home store, many do curbside pickup.
The right way isn’t even hardis easy and cheap
You’re not actually required at that point to interlock both loads, but if you really feel the need, you can choose your brands carefully to find one that has a $25 generator interlock in a box size you like. If If I was min-maxing for price, I’d look at Eaton, as Square D “QO” is pricey and Siemens’ cheap interlock requires a 12+ space panel (which might be a virtue of its own actually, because you can put other loads there, heck you could power a whole wood shop, presuming the Tesla is out of the garage when you’re making sawdust).
My advice is carefully dismantlesend that switch, Craigslist the valuable switch back, and slap a subpanel there with or without interlock, and with or without extra space for other loads (not to be used concurrently with the charger, of course).