We had a lot of snow this winter. In spring when it melted we got water back up from under the eaves trough in our cottage. We now have water damage in our attic along the north and south walls in the kitchen, living room, bedroom and bathroom. The ceiling is sagging in one spot in the living room and on the bedroom walls in three areas the paint has rippled down to the floor. Also the rugs are stained badly. We were not out at the cottage for a couple of weeks and have been waiting for the insurance adjuster to come out and assess the damage.
My question is does all this wet insulation in attic and walls have to be removed and replaced, and what about the drywall, does it have to be cut out and redone? Also do they need to do something to combat the risk of mold in the walls and roof?