Having a certain level of "service" entails that the required level is supported all the way from transformer to panel. Just because you have a new panel does not necessarily mean anything about the type or size of service you have.
For example, someone could install a panel with a 100amp breaker even though the service was only designed for 60amp.
The only way to know for sure is to verify with the electrical company what your location is permitted to run based on the last permit and inspection. If the gear in your house has changed illegally, after the electrical company reports back you should have an electrician ensure everything else is up to code and able to support that load.
The maximum service you can have is dependent on:
- The capacity of the transformer feeding your house
- The wire gauge used between the transformer and your house
- The size of the electrical meter box (it has to safely support the conductor size)
- The maximum load supported by the meter
- The wire gauge used between the meter and your main circuit breaker
- The maximum load supported by your main circuit breaker and load center.